Frequently Asked Questions
Q. Come on -- is it really easy and fast?
Yes! When you submit an application, we work to find you a lender that will make you a finance offer, hopefully within just a few minutes.
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Q. Is this site for new car loans or used car loans?
We help people find both new AND used car loans, but we can also help with private party financing and refinancing their own cars. If you’re not sure what type of loan you’re interested in, our financing experts can help you determine what’s best.
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Q. What are your interest rates?
Keep in mind that your interest rate will depend on your credit history, the type of vehicle you’re buying, as well as your time at your current job and current residence. However, we have helped people get rates as low as 0%. Make sure you’re 100% accurate on your application so that you get a realistic rate quote.
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Q. Can I get an auto loan even if I have bad credit?
Absolutely – we have excellent success in helping people get approved, regardless of credit history. Remember – 100% of applications are accepted.
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Q. Do I need a co-signer? Will it help me get approved?
Most of the time, a co-signer will help. However, you don’t need to give us your co-signer’s information right away. Let us try to get you an approval on your own first. The, if the lender that contacts you can’t get you approved, let them know you have a co-signer available.
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Q. Are there any fees associated with your auto loan application?
No -- our service is 100% free. There is no cost to you, and you are under no obligation when you complete our short application.
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Q. Do you handle unique vehicles like vans, SUVs, RVs, etc.?
Our lenders can finance nearly any type of vehicle, including almost any kind of car you can find on the lot of your local dealer.
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Q. How long does the application process take?
A lender will contact you within a few minutes to a few hours, depending upon the time you submit your application and the lender’s current application volume. When the lender contacts you, they may have some clarification questions for you before they make you a loan offer (if you qualify). In some rare instances, we will not have a lender in your immediate area and you will not be contacted with a loan offer.
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